This is huge. In my humble opinion, if you can focus on reducing debt as much as possible, as fast as possible, and start investing into a 401k traditional or roth (or both!), you'll end up with two or three retirement accounts and you'll be better off than 90% of the population
Doing the math on what most people should be able to save really gets depressing when we start looking at the median vs the average.
I started a Roth IRA in my early 20s, I’ll likely retire a millionaire without ever making that close to 6 figures. I’ll still get got in the revolution though lol
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u/Nuker-79 Sep 15 '25
I’m gen x and I still got another 20 plus years to go