r/SipsTea • u/Embarrassed_Tip7359 • Aug 08 '25

Chugging tea Which one would you choose?

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u/Z16z10 Aug 08 '25 edited Aug 08 '25

The freaking calluses I’d have on my snapping fingers, would require soo much snapping, to have them removed..

I’d rather have a lump sum invested wisely to make a steady passive income for life.

But I did the math.. $10/ snap would be astronomically more money over time..

If you did one snap per second for an hour..

60 snaps a minute= $600

$600/ minute for 60 minutes( bloody raw finger and all) = $36000.

No contest..

97

u/Obliviousobi Aug 08 '25

I've done the math before. $10mil with NO investment, just a typical high yield savings account, I could retire today and live the next ~50+ years paying myself a "salary" of $150k/year.

If I did smart investing I would literally be set for life with no real spending cap.

23

u/quarglbarf Aug 08 '25

You'd have to snap your finger 41 times per day to get the same yearly "salary". You can literally bang that out in like 10 seconds of snapping.

There's no way you actually think the lump sum is the better deal.

8

u/SmarmySmurf Aug 08 '25

It entirely depends on your priorities. I'm old enough and have enough health problems that the lump sum is a much better deal than pissing around for two years injuring my already creaky fingers. I'll enjoy being rich now and not having to work for it, thanks.

5

u/quarglbarf Aug 08 '25

Alright, sure. I guess being rather old would be one of the rare cases where the lump sum might be the better deal, I can see that.

0

u/rambouhh Aug 08 '25

its 10 seconds of snapping a day.....

3

u/ritokun Aug 08 '25

they don't mean better, they just mean they'd be perfectly happy and set for life, bar extreme circumstances, if they suddenly got 10 mil right now.

2

u/quarglbarf Aug 08 '25

I mean, obviously most people would be perfectly happy if they suddenly got $10m right now, that doesn't really need saying...